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#91 |
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Elite Member
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#92 | |
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Senior Member
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Thanks Fitty. My horse will stay on the farm she currently lives on. The house I have made an offer on (Yes I officially made an offer on the house today ) will have a mortgage payment that will allow me to continue to afford the monthly board payment for my horse's house. Actually if I get the house for my current offer price, my mortgage payment will be less than I pay for rent now. I should know by tomorrow if the seller has accepted my offer or if they are making a counter offer.![]() |
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#93 |
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Senior Member
Elite Member
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It's official....I have a signed contract on a house
Now comes the hectic and nervous time . I need to get the house appraised and inspected not only for the complete home inspection, but for the FHA approval. The house must pass the FHA inspection or I'm up the creek. If....If the home passes the inspections and the appraisal is equal to or greater than my offer price, then I am good to go and I should be able to close by the end of this month ![]() |
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#95 | |
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High Intensity Freak
Elite Member
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AWESOME!!! You deserve it so much!!!Have a Great Easter too my Friend!!!
"I can do ALL things through Christ, who strengthens me" - Philippians 4:13
"For NOTHING is impossible with GOD" - Luke 1:37 |
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#96 | |
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Senior Member
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Today has been a day from hell. It was a typical busy, crazy monday at work and then add in the stress of the home buying and it was a receipe for disaster. Work was nuts because a critical piece of equipment (an ultrasound machine) died and caused us to have to completely alter the schedule to allow the vets to share the remaining ultrasound (we had 2). While juggling a crazy schedule I was playing phone tag with my mortgage broker, my real estate agent, inspectors, and then trying to schedule inspections within a short time frame Then my mortgage broker calls and tells me my final numbers including what I need to bring to closing on April 27th and I hit my breaking point. I had a melt down and was in tears over the stress of work, the home, the closing figures, my budget. Between my mortgage broker, my mom and our office manager, they got me calmed down. I'm still worried about my budget and the long term, but not much I can do now except have faith that everything will work out.On top of everything, I learned tonight that a multi-million dollar prized mare that was loved deeply by many died today along with her unborn colt (colt was due in May). She produced many good thoroughbred race horses with her best being Kentucky Derby Winner, Monarchos. May she and her little one rest in peace. |
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#97 |
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High Intensity Freak
Elite Member
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Sorry to hear about your day, hope it gets better from here on out this week!!! It will all work out, as I have said before, have Faith!!!
"I can do ALL things through Christ, who strengthens me" - Philippians 4:13
"For NOTHING is impossible with GOD" - Luke 1:37 |
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#99 |
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Senior Member
Elite Member
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So much for things improving
My day at work is even worse today. Boss is in horrible mood and not communicating well which is making life miserable for me. I was confused about something and when attempting to get the issue clarified he was so nasty to me that it has put me in a horrible mood. My nerves are shot as it is with all the house stuff going on and the boss being an ass has me to the point I have tremers, I'm half sick to my stomach and my blood pressure is through the roof. Sorry all I have to vent somewhere right now in hopes it will help to settle me some. Atleast right now the stuff with the house is in a holding pattern since the inspections will not be done until next week. |
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#100 |
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Squishy
Elite Member
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Hang in there, kid. Things will swing back around, I promise.
"The test of courage comes when we are in the minority. The test of tolerance comes when we are in the majority." - R. W. Sockman
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#101 |
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High Intensity Freak
Elite Member
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Vent away, but like Brother Pylon says, it will get better!!!
"I can do ALL things through Christ, who strengthens me" - Philippians 4:13
"For NOTHING is impossible with GOD" - Luke 1:37 |
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#102 |
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Senior Member
Elite Member
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This week has been crazy at work. We are almost at the peak of our busy season and what happens...we have 2 ultrasound machines that are a critical piece of equipment in our practice and one of them died last weekend which then forced the vets to share the remaining ultrasound. It hasn't been fun or easy to work the schedule so that the vets and the clients are appeased.
In the mean time I'm still stressing over the upcoming inspections on the house. Will it pass? Please god let it pass or I'm screwed. I haven't started packing yet and I'm scheduled to close (if everything passes inspection) in 2 weeks. If I can get through the next week and everything passes I can relax some...I hope..... |
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#103 |
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Senior Member
Elite Member
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Ahh I can breathe a bit easier now. Termite inspection done. No evidence of termites presently or in the past and no signs of treating for termites
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#105 |
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Super Hero in Training
Join Date: Mar 2002
Location: Kabul, Afghanistan
Posts: 29,648
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hey! See? Good things do happen for good people.
Keep thinking positive. hate to be vaugue...but I do believe that if it was meant to happen..it will. Hope things are easing up on you!
Success leaves clues. People who produce outstanding results do specific things to create those results
Nobody cares what you did yesterday or what you are going to do tomorrow. What is important is what you are doing NOW to solve our problem THERE IS NO TOMORROW! - Appollo Creed |
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#106 |
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Registered User
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yep yep
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#109 |
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Senior Member
Elite Member
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Thanks all
FHA inspection/appraisal was done yesterday. Appraiser spoke to my realtor and appraiser told him the house would appraise and he did not see anything to keep it from going FHA The biggest problem was finding 3 other similair properties to compare to as required by FHA. He did find 3 others so all should be good. My realtor and I worked on our counter for repairs and will submitt it tomorrow. Now I really need to start packing as it really looks like it's going to happen. I scheduled a mover, but wanted them a day or two after closing so I could prep the house and move a bunch of things myself which would save me money with the movers. However, movers are booked and can only move me the afternoon of closing I have had an offer from a friend and her family, but I know my furniture is really heavy and I'm reluctant to torture her kids and hubby. Plus my friend and her hubby have been a huge help in searching for a home and providing with support. They have been like parents to me, supportng me, advising me, giving me a shoulder when I need them. They have done so much that I relucant to ask for more.Well off to relax while I can..... |
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#111 | |
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Squishy
Elite Member
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Quote:
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"The test of courage comes when we are in the minority. The test of tolerance comes when we are in the majority." - R. W. Sockman
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#112 | |
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Senior Member
Elite Member
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Quote:
I think packing in an apartment that 75-80 degrees counts as a workout too. Of course my complex won't switch over the heat to AC. Noo that would be too nice. Hopefully this will be my last week here. However, here is the latest. FHA did appraise the house for over my offer price Now I need to get a septic contractor out along with the county health inspector to approve the thing and hope it doesn't need pumping out. So before 11am friday...I need to get septic inspected and approved, FHA to give final approval, get sellers to agree to make repairs and make the repairs to crawlspace In the mean time, I'm packing and praying that everything goes through so I can get out of this hell hole I live in now. Ohh and did I mention, the movers can't move me saturday or sunday only friday afternoon if I want to move prior to monday ![]() |
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#115 | |
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Senior Member
Elite Member
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Don't sweat it That's a lot easier said than done. Everytime I get a email from my realtor or a call from my mortgage broker I start to feel sick to my stomach my nerves are so shot right now. I have sooo much to get done in 4 days it is unreal.1. Finish packing up apartment. 2. Get septic pumped and inspected on wednesday. 3. Get letter of inspection to mortgage broker for FHA to get final sign off on loan ( I don't have a final approval yet and the entire deal can go to hell) 4. Wait until we have received final approval from FHA to call utilities. Hoping to know by wednesday afternoon. 5. IF we get a go for closing at 11am on friday, then start loading boxes thursday night into trailer for moving friday afternoon. 6. If we go to closing...Have movers come in friday afternoon and move furniture. 7. Be completely out of my apartment by May 1, IF we get a go for closing. All that while working full time I'm seriously considering keeping a bottle of mylanta in my desk at work this week ![]() |
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#116 |
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Senior Member
Elite Member
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#117 | |
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End of the world
Elite Member
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Quote:
If the sellers can't prove the septic has been pumped within the last 3 years, it is well worth your money to get it pumped at the same time it is inspected. They do need pumping periodically. Get it done and have one less thing to worry about for a while, as I'm sure you'll have other priorities once you're settled in. Now, when is that party? ![]() |
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#118 | |
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Senior Member
Elite Member
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Quote:
![]() Party Hell I just wanted to get to closing and get moved before I even think about a party. I will say I will bet that I will be popping open a bottle of wine once I have moved all of my things which hopefully will be done by friday night ![]() |
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#119 |
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Senior Member
Elite Member
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Septic passed and we are good to go to closing on friday
However, the septic guy probably doesn't like me or atleast doesn't like my property. Apparently the lid that we were told was under some mulch in a flower bed was actually 4 feet under the mulch Of course it apparently took about an hour and a half of digging by hand to learn that little fact I shouldn't laugh, but I wasn't there it witness the events. My realtor told me what occurred. The health department passed the septic since it is functional, but they required a baffle be added and recommended one of the lines be cleaned out. I also requested collars be added from the lid to the surface so we won't have to dig in the future. After getting the good news that we passed I finally got to start making calls to get the utilities in my name. By the end of the day the only things I still need to do are get a PO Box (it's a very small rural town and they don't deliver mail door to door) and arrange for trash pick up. Ohh and I still need to finish packing so I'm off ![]() |
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