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What are the advantages of a business account?

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  1. 04-06-2011, 11:58 PM #1
    HialeahChico305
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    What are the advantages of a business account?

    All I see is a whole bunch of extra charges and can't really grasp the advantage of such account. The only plus I see is that it gives more legitimacy to a business since a client can now make a check out to the companies name. Also its easier to keep track of expenses for tax purposes by having 2 separate accounts but is it really worth opening such account?
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  3. 04-07-2011, 12:18 AM #2
    ihateschoolmt
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    I have one and I don't pay a fee for it at all. I just opened one at Wakovia. And I just use it to keep my business money seperate and to cash checks made out to it.
    Last edited by ihateschoolmt; 04-07-2011 at 12:23 AM.
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  4. 04-07-2011, 07:42 AM #3
    Big Pimpin
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    Find a credit union as they are the small business man's best friend during these tough times.
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  5. 04-07-2011, 09:13 AM #4
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    Quote Originally Posted by HialeahChico305 View Post
    All I see is a whole bunch of extra charges and can't really grasp the advantage of such account. The only plus I see is that it gives more legitimacy to a business since a client can now make a check out to the companies name. Also its easier to keep track of expenses for tax purposes by having 2 separate accounts but is it really worth opening such account?
    there aren't any advantages....you need a business account when people give you checks with your company/business name on them vs your personal name. checks written to a business can not be deposited into a personal account.
    I train differently than most, my beef is with gravity the weights on the bar are just the medium...Thanks to Wall Street your slice of the American Pie has been reduced to a crumb.
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  6. 04-07-2011, 04:41 PM #5
    maniclion
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    Quote Originally Posted by HialeahChico305 View Post
    All I see is a whole bunch of extra charges and can't really grasp the advantage of such account. The only plus I see is that it gives more legitimacy to a business since a client can now make a check out to the companies name. Also its easier to keep track of expenses for tax purposes by having 2 separate accounts but is it really worth opening such account?
    In some instances you can use it and your Tax license to prove you're illegible for Wholesale pricing or to get to go to Sam's Club earlier and use the Business checkout while everyone else has to wait in the long lines, thats what I use mine for mostly....also if you plan on getting a loan and such I could see it being beneficial....
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