Thread: High risk reliable merchant account

A lot of my clients use Authorize.net. I'm told their prices are fair and that they very seldom have technical problems. They also have pretty good customer service.

Originally Posted by DOMS

A lot of my clients use Authorize.net. I'm told their prices are fair and that they very seldom have technical problems. They also have pretty good customer service.

Authorize.net is a payment gateway (we use them) but they cannot provide merchant services.

Originally Posted by HialeahChico305

I need one asap!!!! All of you small business owners kindly give me details about a reliable merchant account, to be more specific I need a Online terminal where I electronically charge credit/debit cards. I was with Flagship Merchant Services is TopTenREVIEWS 2011 Gold Award Winner and they've suddenly have come to the conclusion of closing the door on my face after half of year of a wonderful relationship. I'm not on the TMF list according to them and had 0 charge backs. Any helpful information truly appreciated .

We had the exact same thing happen to us with our Wells Fargo merchant account. After 2 years of using them and not one chargeback we got a letter saying our account would be closed in 30 days. I called and talked to them for quite awhile and that was it the decision was final.

Actually flagshipmerchantservices.com gave me the option to use either Authorize.net or First data as a payment gateway.

Originally Posted by Prince

We had the exact same thing happen to us with our Wells Fargo merchant account. After 2 years of using them and not one chargeback we got a letter saying our account would be closed in 30 days. I called and talked to them for quite awhile and that was it the decision was final.

Did they give a explanation? were you put on the TMF list? Person X who kindly closed my account from one day to the other refused to give me any explanation and stated that he did no have to tell me anything. Wells Fargo gives out a 3 year contract I believe (which completely turned me off, due to a $500 early cancellation fee). My credit is shitty so im looking for a smaller merchant provider who will take me in.

I use Quickbooks Merchant Services along with my Quickbooks Enterprise. All my CC sales are over the phone, no swiping and no web chit.

I do ~$200K/mo in CC sales and QB MS was the best deal by far and they will renegotiate your rates (assuming you had higher sales than you initially projected) after the first 6 months if you ask them to.

I'm not sure what you mean by high risk, but my QB MS account is based on my excellent credit.

I recommend cash only transactions for prostitution services.....especially for gender non-discriminatory gigolos....

Originally Posted by Big Pimpin

I use Quickbooks Merchant Services along with my Quickbooks Enterprise. All my CC sales are over the phone, no swiping and no web chit.

I do ~$200K/mo in CC sales and QB MS was the best deal by far and they will renegotiate your rates (assuming you had higher sales than you initially projected) after the first 6 months if you ask them to.

I'm not sure what you mean by high risk, but my QB MS account is based on my excellent credit.

We use Quickbooks also, but over the web.

The taco wagon must be doing good

post

wow, I wanna do what you guys do. $200k/month in sales is ridiculous.

Originally Posted by ecot3c inside

wow, I wanna do what you guys do. $200k/month in sales is ridiculous.

It's the profit margin that counts.

Originally Posted by MCx2

We use Quickbooks also, but over the web.

This is web based QB MS. I meant I don't do Internet/website sales.

Originally Posted by ecot3c inside

wow, I wanna do what you guys do. $200k/month in sales is ridiculous.

That's just CC sales for my retail customers and some of my wholesalers. Most of my wholesalers are on 30 days net with a check in the mail.

Originally Posted by vortex

It's the profit margin that counts.

Damn right and life is great.

Originally Posted by HialeahChico305

Actually flagshipmerchantservices.com gave me the option to use either Authorize.net or First data as a payment gateway.

most merchants allow you to use one of several different payment gateways, we have always used Authorize.net

Originally Posted by HialeahChico305

Did they give a explanation? were you put on the TMF list? Person X who kindly closed my account from one day to the other refused to give me any explanation and stated that he did no have to tell me anything. Wells Fargo gives out a 3 year contract I believe (which completely turned me off, due to a $500 early cancellation fee). My credit is shitty so im looking for a smaller merchant provider who will take me in.

this was several years ago, I believe they just said something like we no longer want to be associated with your type of online business, at that point we were not even selling the PH products we have out now, so it really made no sense.

Originally Posted by AdmiralRichard

The taco wagon must be doing good

Originally Posted by maniclion

I recommend cash only transactions for prostitution services.....especially for gender non-discriminatory gigolos....

I used the company amex card to get a hooker in Vegas back in the late 90's. not sure what it showed up as but nobody said a word to me....

Originally Posted by HialeahChico305

sure mate....