Reply With QuoteI take out student loans. They are awesome because while I am a full time student, I don't need to pay interest.
Anyone ever use government loans?
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11-07-2006, 05:09 PM #1Senior Member
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Anyone ever use government loans?
Wondering how hard it is to do, and if all the hype from that Matthew Lesko guy in the question mark suit is true
Last edited by Bazooka Tooth; 11-07-2006 at 05:25 PM.
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11-07-2006, 06:57 PM #2Registered User
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No Milk, no.
Milk is for babies. When you grow up, you have to drink beer.
Please read and comment on my journal
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11-07-2006, 07:05 PM #3Thats Dr. Keke to you! ELITE MEMBER
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I would like to note that there are two kinds of Stafford loans: subsidized and unsubsidized. My parents made too much money when I took out my student loan, so mine is unsubsidized. I have been incurring interest the whole time I have been in school. Spud has a subsidized loan that has no interest as long as he is a full time student.
Originally Posted by Spud
“I used to do drugs. I still do drugs. But I used to, too.”
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11-07-2006, 09:27 PM #4Fitness Celebrity
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That guy lives 5 miles away from me... i saw him a week ago actually and started honking like a madman. He wears the ?? suit all the time and drives a car with ?'s on it too! Originally Posted by Bazooka Tooth
Wondering how hard it is to do, and if all the hype from that Matthew Lesko guy in the question mark suit is true
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11-07-2006, 10:19 PM #5Super Hero in Training
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I wonder if it would be worth to buy the book to find out...or just think he's scamming..and getting rich off people...buying the book looking to find out if it works...
Success leaves clues. People who produce outstanding results do specific things to create those results
Nobody cares what you did yesterday or what you are going to do tomorrow. What is important is what you are doing NOW to solve our problem
THERE IS NO TOMORROW!
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11-07-2006, 10:42 PM #6Registered User
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I should also mention I am from Canada... so I guess my info is kinda useless. Originally Posted by KelJu
No Milk, no.
Milk is for babies. When you grow up, you have to drink beer.
Please read and comment on my journal
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11-08-2006, 08:07 AM #7I'm CEO, Bitch! ADMINISTRATOR
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are you aksing about student loans? if so, yes I did and it's very easy to do, in fact to easy and you regret it when you graduate and they start sending you bills! Originally Posted by Bazooka Tooth
Wondering how hard it is to do, and if all the hype from that Matthew Lesko guy in the question mark suit is true
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11-08-2006, 08:32 AM #8..is bulking up! ELITE MEMBER
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Your loan will start to incurr intrest 6 months after you finish your course. Might be some diff depending on whether it is a Provincial Student loan or a Canada Student loan. Originally Posted by Spud
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11-08-2006, 09:18 AM #9Registered User
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Is the interest minimal?
No Milk, no.
Milk is for babies. When you grow up, you have to drink beer.
Please read and comment on my journal
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11-08-2006, 09:43 AM #10..is bulking up! ELITE MEMBER
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I dont remember how much. But i would suggest that you check so that you can prepare yourself as you need to start paying back 6 months after your course ends or if you quit the course.
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11-08-2006, 09:47 AM #11Registered User
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The U.S. government does not currently provide grants for starting or expanding a small business. However, the government does offer plenty of free help in planning how to start or improve your business and in securing low-interest SBA-backed small business loans. [Many States DO offer small business grants to individuals.]
The Gov does however have lots of grant programs so if you are smart enouh to write a grant and convince them their is a need for your study you might get some money.
My wife writes lots of grants and hits on a few now and then but they are from charitable organizations and such and it is usually for only 2 grand or so to buy material she needs.
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11-09-2006, 08:08 PM #12Senior Member
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well there are some to help buy a house...ect
I dont mean student loans, I mean all that "free" money the government gives out...
I am looking to buy a place, only make $9 an hour at the moment, but I live in Iowa so real estate is cheap here...Eastern Iowa to be exact, city of about 22,000....
anyways I can get a very nice place for $150,000
I cant afford that now but if there are grants out there I could get itd be cool...I dont know anything about grants, but would listen if someone had some experiences with them
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11-09-2006, 08:11 PM #13Senior Member
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No wais! Originally Posted by squanto
I want pics!
Does he have a huge house? Look rich?
I mean sure his books could be selling like hot cakes, but if he uses loans himself he should have shit to show for it
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11-09-2006, 10:40 PM #14SoCal. Stud ELITE MEMBER
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fixed 6.25% for stafford school loans Originally Posted by Spud
230_225_220_215_210_205_200_195_190_185_180
|----|----|----|----|----|----|----|----|---|----|
<- that way about 20 more pounds!
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11-10-2006, 04:30 PM #15Senior Member
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topsies
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11-10-2006, 05:05 PM #16SoCal. Stud ELITE MEMBER
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I just filled out the paper work for a 3500$ stafford loan
i wish i could of got more 
230_225_220_215_210_205_200_195_190_185_180
|----|----|----|----|----|----|----|----|---|----|
<- that way about 20 more pounds!
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11-10-2006, 06:42 PM #17Senior Member
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I said I didnt meant student loans you ANAL BEAD! Originally Posted by CRASHMAN
I just filled out the paper work for a 3500$ stafford loan i wish i could of got more 
heheh jk
Last edited by Bazooka Tooth; 11-10-2006 at 06:57 PM.
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11-10-2006, 07:03 PM #18SoCal. Stud ELITE MEMBER
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230_225_220_215_210_205_200_195_190_185_180
|----|----|----|----|----|----|----|----|---|----|
<- that way about 20 more pounds!
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11-10-2006, 07:23 PM #19Bohemian Extraordinaire ELITE MEMBER
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The Government gives Tax Credits and Rebates and shit for stuff like if you buy energy efficient appliances
This link is just for Energy related credits and rebates it's by State and there's a Fed link too. http://www.dsireusa.org/
Stuff like this:
The Energy Policy Act of 2005 established tax credits for energy efficiency improvements in the building envelope of existing homes and for the purchase of high-efficiency heating, cooling, and water heating equipment. These improvements and/or equipment must be placed in service from January 1, 2006 through December 31, 2007 and must serve a dwelling in the United States owned and used by the tax payer as a primary residence. The maximum amount of homeowner credit for all improvements combined is $500 during the two year period of the tax credit.Coarse edged youth, the irish pendants string from their smiles
not yet plucked as to slacken the seams
and drag down the features of age,
no folds or creases from unkempt wear
eyes of tranquilty, crystalline-beads
no sign of despair in their hair, nor their hearts
but oh they have yet to be experienced and that makes aging so very worth it...ML circa2012
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11-10-2006, 07:27 PM #20Registered User
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I've used a VA loan but I also serve in the military .
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11-10-2006, 07:28 PM #21Bohemian Extraordinaire ELITE MEMBER
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In Hawaii they give you $5,000 back if you spend more than $14,400 or so on a Solar Electric system...then the Feds give you $2,000 back so you get around half the cost back...then the next year you can add $14,400 more worth of solar panels and get half back again...so they pay for half of your system it pays itself off in a few years and then you have free electricity for 10,15, even 20 years maybe...solar panels last forever like 25-30 years...
No electric bill unless you use more than your solar system can handle but then it will be very minimal....it's a win, win situation...Coarse edged youth, the irish pendants string from their smiles
not yet plucked as to slacken the seams
and drag down the features of age,
no folds or creases from unkempt wear
eyes of tranquilty, crystalline-beads
no sign of despair in their hair, nor their hearts
but oh they have yet to be experienced and that makes aging so very worth it...ML circa2012
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