What's your FICO credit score?!?!?!?!?!?!?!?1111

Pianomahnn · 01-31-2007, 12:12 PM

Felt like posting a dumb poll. Yeaaaaaaaaa!!!

BoneCrusher · 01-31-2007, 12:15 PM

Doublebase · 01-31-2007, 12:57 PM

813 and I'm only 25. Yeah buddy.

CRASHMAN · 01-31-2007, 03:41 PM

0. Woooooo!

Yanick · 01-31-2007, 04:50 PM

Mine is non existent. I'm to irresponsible to have a credit card as i would max it out in two weeks time.

lioness · 01-31-2007, 06:17 PM

800+

I have a real nerdy side.

katt · 01-31-2007, 06:23 PM

775 here

BoneCrusher · 01-31-2007, 06:23 PM

Quote:

Originally Posted by Yanick

Mine is non existent. I'm to irresponsible to have a credit card as i would max it out in two weeks time.

Baaaahhhhhhh wrong answer. You got one ... you should look it over. It'll be used by others to qualify you for insurance, eligibility to rent an apartment, or to even get licensed for some occupations.

Yanick · 02-01-2007, 02:03 AM

Quote:

Originally Posted by BoneCrusher

Baaaahhhhhhh wrong answer. You got one ... you should look it over. It'll be used by others to qualify you for insurance, eligibility to rent an apartment, or to even get licensed for some occupations.

I dunno, i've lived at home my whole life, never had anything under my name (car, insurance) and never had a credit card or anything of that sort. How does one go about looking up their credit score?

Hammerlynn · 02-01-2007, 06:51 AM

google FICO score and you will find a million sites. It's usually like $10 to get it. You can also get free annual credit reports from all 3 credit bureaus. Not a bad idea to make sure it's cleaned up

SkwatButt · 02-01-2007, 07:46 AM

Good poll. I've recently started fixing my credit, and it's great. If anyone has debts or collections, get them paid off. Talk to the bank that you have a checking/savings at and get a small (like $500) credit card. Use it for small stuff, pay it off ASAP, and in six months you'll look much better.

Get another card in a few months with a higher limit and lower APR (preferably from the same bank), and you'll look even better. Just make sure you don't change your spending habits AT ALL. Instead of using your Check Card to buy a book, do it with your CC and pay it off and the end of the month.

Credit is easy if you just try.

ponyboy · 02-01-2007, 10:18 AM

Mine just skyrocketed because I had a CC collection fall off (my only black mark) it went from 650 to 725 in a matter of a week.

SkwatButt · 02-01-2007, 10:21 AM

another good trick is to get hold of the "big three" and dispute the credit checks on you. Less random people on your report checking your credit ups your score a few points as well.

Hammerlynn · 02-01-2007, 10:24 AM

Quote:

Originally Posted by ponyboy

Mine just skyrocketed because I had a CC collection fall off (my only black mark) it went from 650 to 725 in a matter of a week.

Same here in the last couple years. I was stupid with credit in college! Now my score is 750. Buying a house was a great jump for it too!

SkwatButt · 02-01-2007, 10:25 AM

Quote:

Originally Posted by Hammerlynn

I was stupid with credit in college!

aren't we all. it took me a long time to dig out of that debt.

View Poll Results: OMGZ TEH FICO SCORE!!
800-850	4	30.77%
750-799	5	38.46%
700-749	1	7.69%
650-699	2	15.38%
600-649	1	7.69%
550-599	0	0%
500-549	0	0%
450-499	0	0%
400-449	0	0%
<400	0	0%
Voters: 13. You may not vote on this poll

01-31-2007, 12:12 PM	#1
Pianomahnn I bike to work. Join Date: Jan 2001 Location: Chicago, IL Posts: 1,225 Photos: 6	What's your FICO credit score?!?!?!?!?!?!?!?1111 Felt like posting a dumb poll. Yeaaaaaaaaa!!!

01-31-2007, 12:15 PM	#2
BoneCrusher Lift or Die Elite Member Join Date: Jul 2004 Location: Austin Texas Posts: 8,589	470

01-31-2007, 03:41 PM	#4
CRASHMAN SoCal. Stud Elite Member Join Date: Apr 2002 Location: in a box on a corner near you Posts: 10,080 Photos: 2	0. Woooooo! 230_225_220_215_210_205_200_195_190_185_180 \|----\|----\|----\|----\|----\|----\|----\|----\|---\|----\| <- that way about 20 more pounds!

01-31-2007, 04:50 PM	#5
Yanick Amor Fati Join Date: Jul 2002 Posts: 4,231	Mine is non existent. I'm to irresponsible to have a credit card as i would max it out in two weeks time. "The greatest obstacle to knowledge is not ignorance but the illusion of knowledge." -Barry Marshall, Nobel Laureate

01-31-2007, 12:57 PM	#3
Doublebase Lightweight, Ya Buddy! Elite Member Join Date: Mar 2005 Location: Philly Posts: 7,323	813 and I'm only 25. Yeah buddy.

01-31-2007, 06:17 PM	#6
lioness grrrrrr Join Date: Jan 2006 Location: ~headed to the beach~ Posts: 499	800+ I have a real nerdy side. Life is a process of becoming, a combination of states we have to go through. Where people fail is that they wish to elect a state and remain in it. This is a kind of death. ~Anais Nin

01-31-2007, 06:23 PM	#7
katt Registered User Join Date: Jan 2006 Location: Pacific Northwest Posts: 4,576 Photos: 37	775 here

02-01-2007, 06:51 AM	#10
Hammerlynn Former Fat Girl Elite Member Join Date: Jun 2002 Location: NW Indiana Posts: 1,376	google FICO score and you will find a million sites. It's usually like $10 to get it. You can also get free annual credit reports from all 3 credit bureaus. Not a bad idea to make sure it's cleaned up Completed: Indianapolis Mini Marathon 2004 and 2005 Valparaiso Mini Marathon 2006 Chicago Marathon 2004 and 2006 www.myspace.com/fitness_runner

02-01-2007, 07:46 AM	#11
SkwatButt Green Legs and Hams Join Date: Jan 2007 Location: Squatting in the curl rack Posts: 28	Good poll. I've recently started fixing my credit, and it's great. If anyone has debts or collections, get them paid off. Talk to the bank that you have a checking/savings at and get a small (like $500) credit card. Use it for small stuff, pay it off ASAP, and in six months you'll look much better. Get another card in a few months with a higher limit and lower APR (preferably from the same bank), and you'll look even better. Just make sure you don't change your spending habits AT ALL. Instead of using your Check Card to buy a book, do it with your CC and pay it off and the end of the month. Credit is easy if you just try. Ladies love SqwatButt.

02-01-2007, 10:18 AM	#12
ponyboy Training Trainer Elite Member Join Date: Apr 2002 Location: Running around somewhere Posts: 2,608 Photos: 1	Mine just skyrocketed because I had a CC collection fall off (my only black mark) it went from 650 to 725 in a matter of a week. Today I can do what others will not so that tomorrow I will do what others cannot. The difference between winners and losers is that winners do things that losers don't want to do.

02-01-2007, 10:21 AM	#13
SkwatButt Green Legs and Hams Join Date: Jan 2007 Location: Squatting in the curl rack Posts: 28	another good trick is to get hold of the "big three" and dispute the credit checks on you. Less random people on your report checking your credit ups your score a few points as well. Ladies love SqwatButt.

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