Thread: What Auto Insurance do you have?

im not ready to get stoned but here it goes. I got fake insurance.

All State for cars, I forget what we got on the house....

hmm american general. got it when my wife and i got married becouse it was quick and easy. now we just never got around to changing it to a better company.

Used an insurance broker.

Originally Posted by HialeahChico305

im not ready to get stoned but here it goes. I got fake insurance.

Care to explain?

uninsured

Originally Posted by IainDaniel

Used an insurance broker.

Very smart man! I'm an insurance broker in S Fla. Currently my policy is with AIG. Every six months I re-rate my policy to see who's best.

Most people run to the large companies like State Farm, Allstate, Geico, etc. This limits you to only their rate. Call a broker and they might be able to get a better rate for you. Just make sure you're being placed with an A rated company.

Never, ever use the insurance that a car dealership provides.

Originally Posted by min0 lee

Care to explain?

sure, I sold my lincon town car and now I drive a 98 grand marquis. I got this car for a good price and just installed a system on it and some 20's to resell the car. I dont plan on driving this car for long so the owner of a insurance company (a good friend of my dad before he left) put me on the system as Im under his insurance but for real I'm not. He explained to me that if I was in a car accident and it was their fault to show my insurance card and everything is fine. But if I was the cause of the accident my insurance is no good.(obviously, because im not paying anything for my insurance) Of course once I resell this car and buy my 07 Nissan Altima I plan on getting some legit insurance on it.

I have used State Farm for 13 years. In that time, I've totaled two cars, one my own the other another driver's car, and my rate never went up. Each time that I totaled a car, it was taken care of with two phone calls.

I also had a radio stolen out of my car. Three phone calls later, one to my insurance, one to a window replacement company, and one to a stereo installer, it was all taken care of. My car was broken into around 10AM, by 3 PM both the window and the radio were replaced.

State Farm FTW!

I have caveman insurance

Originally Posted by min0 lee

Never, ever use the insurance that a car dealership provides.

o shit how come? my car came with runflats so i go the rims insured by the dealership

Originally Posted by DOMS

I have used State Farm for 13 years.

same here.

Originally Posted by danny81

o shit how come? my car came with runflats so i go the rims insured by the dealership

Dealerships are not looking to save you money, they will sell their own mother if they could.
I insured a car through the dealership not knowing any better, they charged me an outrageous amount for the brokerage fee.
If my memory serves me right they charged me $300.00 when the max should have been $35.00....this was 1994.

FUCK bro. the guy told me that run flats arent really good. but its the only kind of tires bmw coems with. he says if yo go over a pot hole they will pop off and break the rims. and that i should get insurance so i bought it. damn

Originally Posted by danny81

FUCK bro. the guy told me that run flats arent really good. but its the only kind of tires bmw coems with. he says if yo go over a pot hole they will pop off and break the rims. and that i should get insurance so i bought it. damn

Well I was talking about the car in general, not tires.

ooalright thanks. BTW i got caveman insurance do you think that is good?

They say Geico is pretty good.

i have geico.

Originally Posted by Little Wing

i have geico.

io yah thats what i have geico

Geico. But we make a special effort to shop around at least once every six months.

For the record, I do not like Cavemen.....this is one of the dumbest marketing efforts I have ever seen.

Originally Posted by DOMS

I have used State Farm for 13 years. In that time, I've totaled two cars, one my own the other another driver's car, and my rate never went up. Each time that I totaled a car, it was taken care of with two phone calls.

I also had a radio stolen out of my car. Three phone calls later, one to my insurance, one to a window replacement company, and one to a stereo installer, it was all taken care of. My car was broken into around 10AM, by 3 PM both the window and the radio were replaced.

State Farm FTW!

FAWK...

I had state farm for seven years with no problems...
I got a speeding ticket from one of those robotic camera traps...

Within two months I get a letter saying my rate was going up.
Then a letter like five days after that saying they dropped me,
and I could look for a new provider.

I've gone w/esurance to replace them

Erie. I pay about 1200$ a year in full for both my and my fiancee's car. Honda and a Mazda sedan. Full coverage out the ass.

Originally Posted by The Monkey Man

FAWK...

I had state farm for seven years with no problems...
I got a speeding ticket from one of those robotic camera traps...

Within two months I get a letter saying my rate was going up.
Then a letter like five days after that saying they dropped me,
and I could look for a new provider.

I've gone w/esurance to replace them

Doms wasn't doing 95 in a school zone when his radio got stolen that's why!