ANDRO SHRED!

Facebook    Twitter    YouTube    Instagram

Health Benefits. What do you pay?

Page 1 of 6 12345 ... LastLast
Results 1 to 15 of 80
  1. #1
    Senior Member
    ELITE MEMBER
    Doublebase's Avatar


    Join Date
    Mar 2005
    Gender
    Male
    Location
    Philly
    Age
    35
    Posts
    8,298

    Thanks Thanks Given 
    0
    Thanks Thanks Received 
    0
    Thanked in
    0 Posts
    Rep Points
    83671955


    Health Benefits. What do you pay?

    My company recently changed our contributions towards health benefits. When I started there 5 years ago they were fully paid for by the company. Every year it would cost more for my company. By the third year we had to contribute. Last year it was about 50$/month for me, my wife and my son. They just informed us today that it is going up to 404$/month for the lowest plan. An HMO. Where you have to get referrels for everything. This really sucks. I'm living off one income right now. Fortunately my wife goes back to work and April and she has pretty good benefits. About 136$/month for family. Thats personal choice also. A single at my company is free BTW. What you guys paying?
    "A child does not learn to squat from the top down -- in other words, he does not suddenly make a conscious decision one day to squat. Actually, he is squatting one day and makes the conscious decision to stand." - Gray Cook

  2. #2
    Senior Member
    ELITE MEMBER
    danzik17's Avatar


    Join Date
    Oct 2005
    Gender
    Male
    Location
    Connecticut
    Posts
    3,797

    Thanks Thanks Given 
    0
    Thanks Thanks Received 
    0
    Thanked in
    0 Posts
    Rep Points
    63452752


    I'm single so it's free. All I pay for is a 15$ copay when I go see pretty much anyone.

    I also pay like 25 cents every 2 weeks for vision coverage, but I hardly think that counts
    Ron Paul 2012

    No gym for home, work out floor with 30, but is it for 20 like 30 lb when you no lift it to be for men, for 30 lbs instead? or half is 10 for 20 pounds?

  3. #3
    Registered User
    jmorrison's Avatar


    Join Date
    Mar 2009
    Gender
    Male
    Location
    Alabama
    Age
    37
    Posts
    1,628

    Thanks Thanks Given 
    0
    Thanks Thanks Received 
    0
    Thanked in
    0 Posts
    Rep Points
    52603703

    75$ per month for the whole family.

  4. #4
    primeau
    lnvanry's Avatar


    Join Date
    Nov 2004
    Gender
    Male
    Location
    Tucson
    Age
    35
    Posts
    4,267

    Thanks Thanks Given 
    0
    Thanks Thanks Received 
    0
    Thanked in
    0 Posts
    Rep Points
    54346477


    $120/month for me and the wife...United POS Choice Plus. Only had it for a few months and have yet to use it.

  5. #5
    Windy City
    ELITE MEMBER
    Big Smoothy's Avatar


    Join Date
    Jan 2004
    Location
    South America
    Age
    57
    Posts
    5,635

    Thanks Thanks Given 
    0
    Thanks Thanks Received 
    0
    Thanked in
    0 Posts
    Rep Points
    238563141


    Quote Originally Posted by Doublebase View Post
    My company recently changed our contributions towards health benefits. When I started there 5 years ago they were fully paid for by the company. Every year it would cost more for my company. By the third year we had to contribute. Last year it was about 50$/month for me, my wife and my son. They just informed us today that it is going up to 404$/month for the lowest plan. An HMO. Where you have to get referrels for everything. This really sucks. I'm living off one income right now. Fortunately my wife goes back to work and April and she has pretty good benefits. About 136$/month for family. Thats personal choice also. A single at my company is free BTW. What you guys paying?
    Doublbase, Am I reading your post, correctly?

    Last year: $50

    This year: $404


    !@#$!@#$%@$#%
    It's an accurate statement that our current spending will not be increasing the debt We've stopped spending money that we don't have.

    -- Jack Lew, then director of the Office of Management and Budget, in Feb. 16, 2011 testimony before the Senate Budget Committee.

  6. #6
    Bohemian Extraordinaire
    ELITE MEMBER
    maniclion's Avatar


    Join Date
    Aug 2003
    Gender
    Male
    Location
    Mēns Incognita
    Age
    40
    Posts
    27,178

    Thanks Thanks Given 
    0
    Thanks Thanks Received 
    2
    Thanked in
    2 Posts
    Rep Points
    1051091196


    $134 every 2 weeks for just myself, Preferred Provider can go to any doctor I want never have hassles about I can't get this procedure done or I need to go to this Clinic cause my coverage only covers certain this or that. Doctors love me cause they can actually perform medicine and don't have to worry about what my insurance won't cover.....I've found it to be very handy over the years. I have a co-worker on a cheaper plan and he has to drive from one place to another to another over several days just to get an X-ray and have it analyzed and then get the doctors opinion.... I figure I miss less time at work just by not having to schedule multiple visits for one diagnosis....
    Coarse edged youth, the irish pendants string from their smiles
    not yet plucked as to slacken the seams
    and drag down the features of age,
    no folds or creases from unkempt wear
    eyes of tranquilty, crystalline-beads
    no sign of despair in their hair, nor their hearts
    but oh they have yet to be experienced and that makes aging so very worth it...ML circa2012

  7. #7
    pedal pedal pedal
    ELITE MEMBER
    I Are Baboon's Avatar


    Join Date
    Mar 2001
    Gender
    Male
    Location
    usa
    Age
    45
    Posts
    12,750

    Thanks Thanks Given 
    0
    Thanks Thanks Received 
    0
    Thanked in
    0 Posts
    Rep Points
    193930511


    I pay $107.45 in each biweekly paycheck for medical and dental. The plans are separate though. Medical covers only myself. Dental covers me and wife.

    I did the math: All of my torn ACL expenses that were covered by insurance came to more than I have paid for health insurance since I got my first job out of college (1996). So, I feel I've gotten my money's worth. I estimate I've paid about $19,000 for insurance, and all of the ACL expenses came to $23,000 (doctor visits, all surgery expenses, rehab, etc).

  8. #8
    Senior Member
    ELITE MEMBER
    Doublebase's Avatar


    Join Date
    Mar 2005
    Gender
    Male
    Location
    Philly
    Age
    35
    Posts
    8,298

    Thanks Thanks Given 
    0
    Thanks Thanks Received 
    0
    Thanked in
    0 Posts
    Rep Points
    83671955


    Quote Originally Posted by Big Smoothy View Post
    Doublbase, Am I reading your post, correctly?

    Last year: $50

    This year: $404


    !@#$!@#$%@$#%
    Yes... I feel bad for my co-workers that don't have a spouse that can help with benefits and have kids. They are stuck paying that.
    "A child does not learn to squat from the top down -- in other words, he does not suddenly make a conscious decision one day to squat. Actually, he is squatting one day and makes the conscious decision to stand." - Gray Cook

  9. #9
    Senior Member
    ELITE MEMBER


    Join Date
    Nov 2002
    Gender
    Female
    Location
    Earth
    Posts
    18,558

    Thanks Thanks Given 
    0
    Thanks Thanks Received 
    0
    Thanked in
    0 Posts
    Rep Points
    66250743


    Part of my taxes :o





  10. #10
    "It's not a tooma!"


    Join Date
    Jan 2008
    Location
    US
    Posts
    379

    Thanks Thanks Given 
    0
    Thanks Thanks Received 
    0
    Thanked in
    0 Posts
    Rep Points
    722310

    $50 bucks every two weeks for myself, full dental, medical, life & 401k.

  11. #11
    Bohemian Extraordinaire
    ELITE MEMBER
    maniclion's Avatar


    Join Date
    Aug 2003
    Gender
    Male
    Location
    Mēns Incognita
    Age
    40
    Posts
    27,178

    Thanks Thanks Given 
    0
    Thanks Thanks Received 
    2
    Thanked in
    2 Posts
    Rep Points
    1051091196


    Quote Originally Posted by I Are Baboon View Post
    I pay $107.45 in each biweekly paycheck for medical and dental. The plans are separate though. Medical covers only myself. Dental covers me and wife.

    I did the math: All of my torn ACL expenses that were covered by insurance came to more than I have paid for health insurance since I got my first job out of college (1996). So, I feel I've gotten my money's worth. I estimate I've paid about $19,000 for insurance, and all of the ACL expenses came to $23,000 (doctor visits, all surgery expenses, rehab, etc).
    Take into account the non-discounted rate at which they charge uninsured, take for example the time I got an MRI and there was a billing error, they sent me a bill for something like $1200.00. After I settled that I got my statement for the month and they had only charged my Insurance provider $480 something....
    Out of pocket you might have had to pay 2 or 3 times as much.....
    Coarse edged youth, the irish pendants string from their smiles
    not yet plucked as to slacken the seams
    and drag down the features of age,
    no folds or creases from unkempt wear
    eyes of tranquilty, crystalline-beads
    no sign of despair in their hair, nor their hearts
    but oh they have yet to be experienced and that makes aging so very worth it...ML circa2012

  12. #12
    Windy City
    ELITE MEMBER
    Big Smoothy's Avatar


    Join Date
    Jan 2004
    Location
    South America
    Age
    57
    Posts
    5,635

    Thanks Thanks Given 
    0
    Thanks Thanks Received 
    0
    Thanked in
    0 Posts
    Rep Points
    238563141


    Quote Originally Posted by Doublebase View Post
    Yes... I feel bad for my co-workers that don't have a spouse that can help with benefits and have kids. They are stuck paying that.
    OK, so, you went from $50 to $404 per month!

    That is a problem for those with mortgages, car payments and basic bills.

    All this....just in case...you get sick or in a wreck?
    It's an accurate statement that our current spending will not be increasing the debt We've stopped spending money that we don't have.

    -- Jack Lew, then director of the Office of Management and Budget, in Feb. 16, 2011 testimony before the Senate Budget Committee.

  13. #13
    Senior Member
    ELITE MEMBER
    Doublebase's Avatar


    Join Date
    Mar 2005
    Gender
    Male
    Location
    Philly
    Age
    35
    Posts
    8,298

    Thanks Thanks Given 
    0
    Thanks Thanks Received 
    0
    Thanked in
    0 Posts
    Rep Points
    83671955


    Quote Originally Posted by Big Smoothy View Post
    OK, so, you went from $50 to $404 per month!

    That is a problem for those with mortgages, car payments and basic bills.

    All this....just in case...you get sick or in a wreck?
    Yes I know. I just had a baby 6 months ago. Wife is currently not working. I have an SUV payment and mortgage. Thank god I make an ok living. This would def hurt if my wife wasn't going back to work. I don't know how this is ever going to get better. It most likely will get worse. If they want to insure everyone in the country, who is going pay for all that?

    On the other hand, they added another 1% to what they are matching in our 401K's. 4%. Not to bad in this economy. My 401K has been rocking too. Up nearly 50% in some of my funds.
    "A child does not learn to squat from the top down -- in other words, he does not suddenly make a conscious decision one day to squat. Actually, he is squatting one day and makes the conscious decision to stand." - Gray Cook

  14. #14
    Senior Member
    ELITE MEMBER
    min0 lee's Avatar


    Join Date
    Oct 2004
    Location
    The Bronx, NYC
    Age
    52
    Posts
    15,290

    Thanks Thanks Given 
    0
    Thanks Thanks Received 
    7
    Thanked in
    5 Posts
    Rep Points
    835607615


    Quote Originally Posted by IainDaniel View Post
    Part of my taxes :o

  15. #15
    Senior Member
    ELITE MEMBER
    min0 lee's Avatar


    Join Date
    Oct 2004
    Location
    The Bronx, NYC
    Age
    52
    Posts
    15,290

    Thanks Thanks Given 
    0
    Thanks Thanks Received 
    7
    Thanked in
    5 Posts
    Rep Points
    835607615


    Quote Originally Posted by I Are Baboon View Post
    I pay $107.45 in each biweekly paycheck for medical and dental. The plans are separate though. Medical covers only myself. Dental covers me and wife.

    I did the math: All of my torn ACL expenses that were covered by insurance came to more than I have paid for health insurance since I got my first job out of college (1996). So, I feel I've gotten my money's worth. I estimate I've paid about $19,000 for insurance, and all of the ACL expenses came to $23,000 (doctor visits, all surgery expenses, rehab, etc).
    Wait till you get older and need to see the doctor for other illnesses and injuries.

Similar Threads

  1. Watermelon Benefits for Health
    By polard07 in forum General Health & Awareness
    Replies: 12
    Last Post: 10-10-2011, 03:26 AM
  2. Avocadoes contain many health benefits
    By Prince in forum Muscle Central
    Replies: 0
    Last Post: 06-27-2011, 12:57 PM
  3. The health benefits of phytochemicals
    By Prince in forum Muscle Central
    Replies: 0
    Last Post: 05-20-2011, 10:10 AM
  4. Health Benefits of Lettuce?
    By JailHouse in forum Diet & Nutrition
    Replies: 14
    Last Post: 10-06-2008, 11:33 AM
  5. Health Benefits of Saturated Fat
    By Jodi in forum Diet & Nutrition
    Replies: 5
    Last Post: 07-20-2003, 05:55 PM

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •  
Copyright© 2001-2017 IronMag® Bodybuilding Forums