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Dump your bank day!

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  1. #1
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    Dump your bank day!






    If sense were common, everyone would have it.

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  2. #2
    Is Doin It 4 Da Shorteez
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    I've been selling this to friends and family for years. fuck all of the "too big to fail" big banks. they don't get to gamble on wall street with my deposits
    William F. Buckley describes a conservative as, "someone who stands athwart history, yelling Stop." - and then proceeds to drag civilization back to times best left in history's dungheap.

  3. #3
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    I dropped BoA a while back, I still have a savings account there with a negative balance because they are retarded, it will never close cause I will never pay them for their ignorance. I bank with a small TX company now that is not perfect but much better, plus they own all the mortgages they issue so it gives credence to how conservative a bank it is.
    AY Fan Club President.

    "Damn, sometimes I think you guys make being stupid seem like a skill set." - Troubador

  4. #4
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    Quote Originally Posted by oufinny View Post
    I bank with a small TX company now that is not perfect but much better, plus they own all the mortgages they issue so it gives credence to how conservative a bank it is.
    that is the way most banks used to operate before they grew to large and switched to the profit motive for shareholder mentality.

    your bank has a vested interest in the community as they all should but obviously do not.
    William F. Buckley describes a conservative as, "someone who stands athwart history, yelling Stop." - and then proceeds to drag civilization back to times best left in history's dungheap.

  5. #5
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    Been with a credit union for years. Banks suck.

  6. #6
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    ^^ Yea banks suck! Credit Unions rock!! ^^

  7. #7
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    We used to have a good Credit Union in the smalltown of Lloydminster where I grew up. They were always willing to talk to you and take the time to get to know people.

    Now they have been consumed into the larger Synergy Bank (Canada thing) and they have no sense of how to treat their customers - you are a number and a way for them to make money - that's it.

    They upped their user fees, started charging more to talk to a teller than use the banking machines, and were rude on the phone.

    Shame really but this seems to be the trend.

  8. #8
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    Dunno, I'm with HSBC and have had no problems with them.
    Ron Paul 2012

    No gym for home, work out floor with 30, but is it for 20 like 30 lb when you no lift it to be for men, for 30 lbs instead? or half is 10 for 20 pounds?

  9. #9
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    I've been using a credit union for years. Just seemed easier, and lower fees.

    I had BofA 10 years ago and they were terrible. They even lost a check I deposited, and I had to fax and call many times before they found it and credited my account.

    On top of a McDonald's like atmosphere and fees, BofA has trillions - yes trillions of dollars in Credit Defaults Swap Derivatives.

  10. #10
    Is Doin It 4 Da Shorteez
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    Quote Originally Posted by Big Smoothy View Post
    On top of a McDonald's like atmosphere and fees, BofA has trillions - yes trillions of dollars in Credit Defaults Swap Derivatives.
    BoA transferred 53T of those toxic assets to one of their subsidiaries that is FDIC insured at the beginning of the month. potentially putting the US taxpayers on the hook for their losses.
    William F. Buckley describes a conservative as, "someone who stands athwart history, yelling Stop." - and then proceeds to drag civilization back to times best left in history's dungheap.

  11. #11
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    Quote Originally Posted by LAM View Post
    BoA transferred 53T of those toxic assets to one of their subsidiaries that is FDIC insured at the beginning of the month. potentially putting the US taxpayers on the hook for their losses.
    Yes, that is ugly.

    It also ties this dodgy and decrepit bank to the US gov - which would never let them do down.
    It's an accurate statement that our current spending will not be increasing the debt We've stopped spending money that we don't have.

    -- Jack Lew, then director of the Office of Management and Budget, in Feb. 16, 2011 testimony before the Senate Budget Committee.

  12. #12
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    When these credit unions get bigger and more powerful, they will also start acting like these big banks, I think.
    Last edited by Chubby; 11-05-2011 at 08:56 AM.
    "If you think you are too small to make a difference
    you have never spent the night with a mosquito."
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  13. #13
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    LAM,

    CME raised margins after hours.

    Some predicted this beforehand, but it could be interesting Monday.
    It's an accurate statement that our current spending will not be increasing the debt We've stopped spending money that we don't have.

    -- Jack Lew, then director of the Office of Management and Budget, in Feb. 16, 2011 testimony before the Senate Budget Committee.

  14. #14
    Is Doin It 4 Da Shorteez
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    Quote Originally Posted by Chubby View Post
    When these credit unions get bigger and more powerful, they will also start acting like these big banks, I think.
    credit unions are not for-profit institutions, there are no shareholders to report to.
    William F. Buckley describes a conservative as, "someone who stands athwart history, yelling Stop." - and then proceeds to drag civilization back to times best left in history's dungheap.

  15. #15
    primeau
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    Quote Originally Posted by LAM View Post
    credit unions are not for-profit institutions, there are no shareholders to report to.
    Yes there are....they are called customers (aka members of the credit union)

  16. #16
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    Quote Originally Posted by LAM View Post
    credit unions are not for-profit institutions, there are no shareholders to report to.

    Correct.

    At my credit union you can get a new or used car loan for 2.75% up to 5yrs old and a Platinum Rewards Visa for 9.75% which is unheard of anymore at a mega bank.

    While I say interest was meant to be made not paid, the fact is much of the middle class uses credit, so why not go to a place that offers lower rates with a smile? One cool thing about my credit union is even 7 years ago if their doors were open, your deposit was LIVE unless it was some obscure check that needed a partial hold. None of this it needs to be deposited by 2pm Friday or it posts at midnight Monday bullshit.

    I love my credit union and they treat me like I'm royalty. www.decu.org

  17. #17
    Is Doin It 4 Da Shorteez
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    For those that belong to Navy Federal they finally implemented check scanning via the web interface!
    William F. Buckley describes a conservative as, "someone who stands athwart history, yelling Stop." - and then proceeds to drag civilization back to times best left in history's dungheap.

  18. #18
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