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I bank with a small TX company now that is not perfect but much better, plus they own all the mortgages they issue so it gives credence to how conservative a bank it is.
On top of a McDonald's like atmosphere and fees, BofA has trillions - yes trillions of dollars in Credit Defaults Swap Derivatives.
BoA transferred 53T of those toxic assets to one of their subsidiaries that is FDIC insured at the beginning of the month. potentially putting the US taxpayers on the hook for their losses.
When these credit unions get bigger and more powerful, they will also start acting like these big banks, I think.
credit unions are not for-profit institutions, there are no shareholders to report to.
credit unions are not for-profit institutions, there are no shareholders to report to.