Should I claim It was me that hit it or someone hit me in a parking lot?....I have Geico!!

$100 deductable on Collision and Comp.

2006 VW Passat..........I need a whole new front bumper assembly.

Doesn't look bad at all..........Wonder if I should pay the deductable and pocket the rest of the coin.

The assemblys are like $1100 plus labor