Hey I was just wondering how would you know if what you have around the midsection is fat or loose skin, how could you make an educated guess on it,w/o going to a doctor? I have some flab around my waist, some on torso and chest,but not much.Flab around my waist is soft,can pinch bout 1 inch on stomach.Just curious if it's fat or skin and if I'm able to get rid of it without surgery.