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    Unemployment

    I saw one of my friends out last night. He has been laid off since November. He said he gets 974$ every two weeks after taxes. So basically 2,000$/month. So he's eating a big steak dinner and told me he just bought a new four wheeler. I started to get pissed off after hearing this. Isn't that our federal tax money paying for that dinner and four wheeler? How is it fair that he gets all that money every month and some people have to work 40/hours a week to make that? And now they just extended the length of time you can collect from 6 months to 9 months. He said he will be starting back working in April. How nice would it be to work 6 months then have 6 months off and collect unemployment. You could collect the money and then get another job on the side. Unbelievable. I would feel like a piece of shit if I were just collecting that money and not trying to find a job. Although if I knew I were getting my job back in a few months then why try to find a job? Its just that fact that my tax dollars are going towards this. I can imagine how many people abuse this.

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    A significant portion of the population does this. This is very common for airline pilots. Some go on furlow every year or 2, and collect unemployment every time, but they are limited in how much they can collect, and after a while they lose the ability to collect unless they have something like 18 months of steady work. I also know of subcontractors doing this.
    If sense were common, everyone would have it.

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    What does he do? Are you sure its not seasonal work? Landscaping maybe?

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    Plenty of subcontractors do this. I don't think it is taking advantage of anything, once their work is over its over. Really just depends on the situation.

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    He works in construction. Road work.

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    Well that's why then. Its not that he takes advantage of it.....I'm sure he just works whenever works presented. I have alot of friends who do that. Just depends also if he has his own business or if he works for a union.

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    Quote Originally Posted by Malley View Post
    Well that's why then. Its not that he takes advantage of it.....I'm sure he just works whenever works presented. I have alot of friends who do that. Just depends also if he has his own business or if he works for a union.
    I guess I'm just jealous. Wish I only had to work 6 months then collect 80% of my income the rest of the year.

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    Who doesn't?

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    Quote Originally Posted by Malley View Post
    Who doesn't?
    What happens with your medical benefits and 401K when you go on unemployment?

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    Well with my 401k I withdrew it and put it elsewhere. But I had to pay a penalty. I am not sure if its all places, but if I wanted to leave mine in there and continue to pay on it I could. As far as medical benefits probably going to lose those.

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    Quote Originally Posted by Malley View Post
    Well with my 401k I withdrew it and put it elsewhere. But I had to pay a penalty. I am not sure if its all places, but if I wanted to leave mine in there and continue to pay on it I could. As far as medical benefits probably going to lose those.
    So you have to pay for your medical then. That can be pricey. If your own your wifes benefits then you're ok.

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    I had to pay for my medical anyways. Not to many places pay for all your medical. They do a percentage, but normally you have to pick up the rest. Ya if your wife has health insurance and things of that nature your set. You get paid by sitting at home, and get to keep insurance. Also you could take side jobs if they pay you in cash and never have to report it to your unemployment.

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    My brother's friend was laid off, and now has a cash job working three times a week plus unemployment. He is making more money while working less hours. Kindda sucks to us, but the system is set up that way and you can't really do anything about it.

    I believe you can extend your health insurance using the COBRA laws or whatever. I don't know the specifics but i know Obama wanted to extend the term for COBRA as well...i'm pretty sure you need to pay into it though.
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    Quote Originally Posted by Yanick View Post
    My brother's friend was laid off, and now has a cash job working three times a week plus unemployment. He is making more money while working less hours.
    He's nothing more than a slug, but he has plenty of company. Personally I'd feel like a fucking loser if I sit on unemployment unnecessarily. People don't have any pride anymore... they just hold there hands out & ask "where's mine?"

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    I dont buy the "his job is seasonal" line.. If I had a seasonal job I'd at least TRY to find work in the off season.. I have a friend in the same situation - he works for 6 months and then takes 6 months off collecting unemployment.

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