Originally posted by w8lifter
First of all...welcome to IM...and you've made great progress so far!
Both your diet and routine need a little work
Remember that muscle is more dense than fat...as you gain muscle (from working out) and lose bodyfat, the scale may not change. It's all about body composition here, not body weight! What's important are those skinfold readings...make sure those keep getting smaller...and your clothes keep fitting better and better.
Ok...I hope you don't mind, but I'm about to rip your diet apart

Special K is crap...in fact all breakfast cereals are. I'd switch this to regular old fashioned oats w/o sugar. There's no protein in this meal either. You want to make sure you're getting a good balance of protein, slow burning carbs and healthy fats in every meal. Eating more frequently, 5-6 smaller meals a day, is also going to help FAT-loss.
Read these threads and the
shopping list for more info. Then I'd suggest you take a look at some of the girls
journals here for meal suggestions. You are not eating enough food....and until you start, your progress will be slow, if it even goes anywhere. If you're body thinks it's not getting food, it's not going to shed the stored energy (fat).
You're right...a virtual hodge-podge

This doesn't look like an upper/lower split...unless I'm reading it wrong? Here's how I would change it:
Monday
BB Front Squats
Rear Lunges
Hack Squat
Leg extension
Seated Calf Raises
Tuesday
Machine Back Row
Machine Chest Press
Cable Lat Pulldown
DB Chest Fly
Bent-over Cable Row (or use BB if you can)
Incline DB Press
Wednesday
Abs
Cardio
Thursday
Leg Press (legs high)
Forward Lunges
Smith one-legged Lunge
Leg Curl
Standing Calf Raise
Friday
Seated DB Shoulder Press
Prone DB Lateral Raise (over a swiss ball)
Standing Lateral Raise
Tricep Pressdown
Cable Curl
Lying Tricep Extension
DB Curl
One set of 10-12 repetitions of each exercise. You must go to muscle failure on each exercise. If you are not struggling w/ the weight by rep 7, you are not lifting heavy enough to fail at 12. Stop and add weight, and start over.
If you're in shock about only doing one cardio session per week....
read closet cardio and consider 30 second intervals of skipping in between exercises...instead of doing 40 minutes all at once on a machine....till you come to the conclusion that cardio ain't all that on your own
Hope that helps a bit

...And remember...just my opinion and what I'd do w/ you