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okay, you do it and report back to us in 10 years.
it's not a scam. Just not sure if it's practical.
basically you put you money into a whole life insurance policy which gains interest. You can borrow your own money anytime penalty and tax free.
there is a catch of course, but i'm not clear on that part yet.
basically instead of paying your bank interest on a loan you pay yourself the interest you would be paying into the bank.
something along those lines.