Points? whats this points thing you guys have there?
Yeah I had to go and clear up all the clerical errors and other BS companies do to your Credit Report, like when I Consolidated all of my School Loans One Agency put down that I paid it off and my Balance was 0 but it was 180 Days Over Due, it took 2 weeks just to have them fix that. Once the little issues like that were cleared up my Credit Score Shot up and we got our loan which took 6 grueling days of meeting with our officer and looking over Bible sized stacks of Paperwork and sign or initialing them, then you have to wait a week after that and then over the weekend after that for the Money to show in your Account..... Now my GF wants to do it again except for More Money and Buy 2 Condo's as Rental Properties,
Our home is paid off, so we got an Equity Loan for $250k, and still have $700k available, or $685... whatever this economy has done to the value, luckily we live by Waikiki so prices stay relatively stable and high.....
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I explained it in a thread somewhere, I had talked her into getting the Equity Loan so we could buy our Solar Energy system which has already been saving us half of our Loan Payments per month, I sweetened the deal by showing her we could also get new BMW's and get at least 20 grand in trade-in from our older cars, plus we went on vacation staying at nice hotels in SF and Palm Springs. We got 10k back on our Solar purchase via Tax Rebate so that will pay itself off in 3 years, so that $50,000 of the 250k paid in 3 years.
