Post holiday Credit Card Bill amount?

[ponyboy]

Just got mine yesterday:

Your previous balance: $0
Your current balance: $1495

Whoops. Mega payment going on that sucker today.

 

[I Are Baboon]

It's hard to say exactly what mine is, but $1500 sounds about right between me and the wife.

 

[ZECH]

Zero Zilch Nada!

 

[MeatheadSam]

Luckily this year I only used a Circuit City card and it is totally interest free for 13 months which it will be paid in probably 4 or less. Around 1700 total dollars, got the new Sony DVD handycam and a new computer.

No interest was the only reason I really even considered using it. Not a bad deal if you can pay it off quickly and avoid the overlap where interest will accrue from the date of purchase. This is what they count on. Folks who will not pay off in time to get nailed.

 

[I Are Baboon]

Originally posted by MeatheadSam
Luckily this year I only used a Circuit City card and it is totally interest free for 13 months which it will be paid in probably 4 or less.

My wife took advantage of that Circuit City deal to buy me a $500 digital camera. WOO HOO! We're trying very hard to resist buying a widescreen HDTV. *must resist...must save for a house*

 

[butterfly]

I think I charged about $600 on a Visa card but the rest, about $1400, we paid cash for.

 

[Triple Threat]

My credit card bill is routinely $2000 or so per month. Of course, I charge everything possible, which is why $20 cash can last me a couple of weeks.

 

[Arnold]

same here, I charge everything and pay it every month, so $2,000 per month is normal, right now it's at $2700, but we charged a lot of x-mas in November.

 

[butterfly]

Are you guys earning points towards something?

 

[Arnold]

oh, I just checked my November balance was $3900, which was paid in full.

Yes, I have the CitiBank Diamond Rewards Card.

 

[Leslie]

We do the same thing- charge everything possible. It beats always having to go to the ATM all the time. Our bill runs about 2000 every month, but this bill was over 5000 Laptops can be expensive
We pay all in one shot as I refuse to pay interest. The funny thing is they keep increasing my limit in hopes I will send a smaller payment

 

[butterfly]

Haven't heard of that one... do you get points towards a new car or airline tickets or something?

 

[Stacey]

Everything bought was paid in Cash! My husband doesn't allow us to use credit cards.

 

[Arnold]

Originally posted by butterfly
Haven't heard of that one... do you get points towards a new car or airline tickets or something?

I think the points are towards gifts and even gift certificates...I have never redeemed any so I am not even sure!

 

[Triple Threat]

Originally posted by butterfly
Are you guys earning points towards something?

Yes, frequent flyer miles. I've been to Hawaii twice courtesy of Continental Airlines.

 

[aggies1ut]

Heh, my dad maxed out the credit allowed on a GM Mastercard. $5,000 towards a new car.

 

[Rocco32]

I have bills to pay naturally being this time of year and payroll forgot my check this week!! 2 weeks till I get it.

 

[naturaltan]

Originally posted by Stacey
Everything bought was paid in Cash! My husband doesn't allow us to use credit cards.

you're better off that way unless you're like minority that pay them off every month.

 

[Stacey]

Ya I think so! Before we got married I had about 12-15 credit cards and would pay like $20 on each...so sad. I'm glad we paid them all off when we got married!!! He's tought me a lot. If we don't have the cash to buy it-then We don't really need it! (I know some cases are different though--and I'm sure I may need one when I have a baby!!!)

But its Nice not any now!

 

[naturaltan]

What difference would having a baby make? Unless you're like Mrs. Butterfly Claus ...

 

[Arnold]

Originally posted by Stacey
Ya I think so! Before we got married I had about 12-15 credit cards and would pay like $20 on each...so sad. I'm glad we paid them all off when we got married!!! He's tought me a lot. If we don't have the cash to buy it-then We don't really need it! (I know some cases are different though--and I'm sure I may need one when I have a baby!!!)

But its Nice not any now!

If you have a problem with credit cards, then I think that is a good plan.
I never have, I pay my entire balance at the end of the month, have for the past 6 years.

 

[Stacey]

NT-- I'm just thinking that with all the stuff it needs--some things may have to go on Matt's credit card (he has ONE he uses for emergencys or to order online stuff--but always pays it off in full at the end of the month.

Prince- I do not have credit card problems now-- I did 2 years ago- but I have been perfect ever since-- I was Just young and Naive--now I know lots about it- and I am much smarter!

 

[naturaltan]

Originally posted by Stacey
NT-- I'm just thinking that with all the stuff it needs--some things may have to go on Matt's credit card (he has ONE he uses for emergencys or to order online stuff--but always pays it off in full at the end of the month.

Prince- I do not have credit card problems now-- I did 2 years ago- but I have been perfect ever since-- I was Just young and Naive--now I know lots about it- and I am much smarter!

all the stuff? A crib and ... I take you as being a mother that would go completely crazy, decorating, clothes, etc.

 

[Stacey]

Oh Ya I will go totally Crazy!!!! Can't wait!!!!

 

[Rocco32]

I have such high balances! My wife and I were missionaries for 4 years, no debts. When we left the road we had to use our cards since we had no money (didn't get paid as missionaries). Our cards ended up getting maxed and we are so deep in debt now it makes me sick.

 

[Stacey]

But you have good reasons rock

 

[Rocco32]

Yeah, but still buried in debt! Not fun and it just gets worse!

 

[katie64]

Originally posted by dg806
Zero Zilch Nada!

Ditto ..........I pay for everything with cash or I don't get it

 

[firestorm]

I'm over 5 grand

 

[BUSTINOUT]

Zero. Been in that whole before. Not fun.