A New Look at the U.S. Foreclosure Crisis: Panel Data Evidence of Prime and Subprime Borrowers from 1997 to 2012*
http://real.wharton.upenn.edu/~fferreir/documents/A%20New%20Look%20at%20the%20Foreclosure%20Crisis%20June%205,%202015,%20nber.pdf
http://real.wharton.upenn.edu/~fferreir/documents/A%20New%20Look%20at%20the%20Foreclosure%20Crisis%20June%205,%202015,%20nber.pdf