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Fine with me. Make it maybe 23% or lower for men, 30% or lower for women. It's not hard to get those numbers. I'd also be in favor of getting someone with real knowledge into a position of power related to health in this country. It's ridiculous that a lifetime politician is secretary of health, or that an overweight woman is surgeon general.
Honestly, the health insurance companies should model car insurance companies to a degree. A car insurance company raises premiums when you engage in risky behavior such as speeding, DUI, racing. They reduce premiums for good records, seatbelt usage, etc. Why not make it the same for health? If you want to live as an obese chain smoker, fine - expect your premiums to double. On the other hand, if I'm a young person with low bodyfat that doesn't drink, smoke, etc - I should be rewarded with low premiums.
I believe I told you in uncertain terms that I am not an advocate for big brother or the govt telling us how to live our lives. It is simply unfortunate that supposedly intelligent people want to ride a bike without head protection.
Look how many football players suffer from injuries they incurred when they had their head slammed onto the field. If you low side a bike you probably only get road rash but if you high side the bike you will be thrown.
Lost revenue in this debate has nothing to do with the preventing an injury or serious head trauma. I am sure more revenue makes everybody happy.
But if anyone is driving to Daytona they have to pass though these southern states and buy some gas, maybe stay in a hotel, eat in restaurants, etc.
It is obvious that you are not going to change my mind and I will not change your mind.
Even if they have insurance it simply raises the cost for everyone else when there is a catastrophic claim. If you have been keeping up with current events you will have noticed that insurance companies don't lose money, they raise rates on everyone else.
Oh yeah, the helmet testing! I am sure there is a decal in your helmet that shows that some kind of testing has been done. Like I said (or did you read my response completely?) the helmet manufacturer is going to protect itself from litigation by testing their helmets. I do not know who comes up with the testing standards but these people are about 100 times smarter than you or me so they know what they are doing. When they are dragged into court they will have mountains of documentation to back up there testing.
Is that what you were referring to when you asked why I would use civil litigation when we were talking about medical costs? I was referring to the helmet testing.
You said that 64% of motorcycle riders depend on the public for health care compared to a similar number for the rest of the population. Does that mean that 64% of bike riders get injured so bad that they need the state to pick up the tab? That sounds too high but these are your numbers.
50% of NC bikers have insurance to pay for their injuries. Why would there be a separate category for bikers? But 50% with no coverage for their injuries?
Answer two questions for me:
What is the difference between an injury and an illness?
What happens to you if you wreck your bike at 60 mph and your head hits the asphalt without a helmet?
The use of the safety helmet is the single critical factor in the prevention of reduction of head injury; the safety helmet which complies with FMVSS 218 is a significantly effective injury countermeasure.
The most deadly injuries to the accident victims were injuries to the chest and head
Safety helmet use caused no attenuation of critical traffic sounds, no limitation of pre crash visual field, and no fatigue or loss of attention; no element of accident causation was related to helmet use.
FMVSS 218 provides a high level of protection in traffic accidents, and needs modification only to increase coverage at the back of the head and demonstrate impact protection of the front of full facial coverage helmets, and insure all adult sizes for traffic use are covered by the standard.
Helmeted riders and passengers showed significantly lower head and neck injury for all types of injury, at all levels of injury severity.
The increased coverage of the full facial coverage helmet increases protection, and significantly reduces face injuries.
Sixty percent of the motorcyclists were not wearing safety helmets at the time of the accident. Of this group, 26% said they did not wear helmets because they were uncomfortable and inconvenient, and 53% simply had no expectation of accident involvement.
source: Motorcycle-Accidents.com
1998 Motorcycle Accident Statistics:
2,284 motorcyclists died and approximately 49,000 were injured in highway crashes in the United States.
Per mile traveled in 1998, a motorcyclist is approximately 16 times more likely to die in a crash than an automobile occupant. And 3x (times) as likely to be injured.
Head injury is a leading cause of death in motorcycle crashes.
In 1998, 46% of fatally injured motorcycle drivers were not wearing helmets at the time of the crash.
NHTSA estimates that motorcycle helmets reduce the likelihood of a fatality by 29% in a crash.
In 1998, 500 motorcyclists lives were saved due to helmet usage; 307 could have been saved.
Here is the law regarding helmet testing and minimum requirements. I thought you said that there was no standards for helmet testing?
<followed with DOT standard>
Yes, that is the manufactures standard. This has not been approved on any government level, state or otherwise, and is the approval method I was telling you about where the helmet is dropped from 7-9 feet to simulate impacts up to 15mph.
I don't understand where you are going with this.
Yes, that is the manufactures standard. This has not been approved on any government level, state or otherwise, and is the approval method I was telling you about where the helmet is dropped from 7-9 feet to simulate impacts up to 15mph.
I don't understand where you are going with this.
Oh, yes. That means so much. To a twelve year old. If that really matters to you...
The prosecution rests Your Honor........
Not wanting to be told to wear a helmet is one thing, trying to discount a proven safety device is another, and it hurts your argument.
I don't think that adults (21 and over) should have to wear a helmet, but I do know that helmets are a proven safety device.
So a juvenile rating matters to you?
when has pointing out the obvious worked with this guy before?![]()
You already admitted that helmets are safer so in my world that is the end of the story.
Guess what? This conversation is over as far as you and I are concerned.
Why won't anyone address the issue? The issue is, of coarse, not that helmets may save you from injury or death. The issue isn't how much helmets save Americans on insurance premiums.
The issue is simple. There are a million ways to die or become injured. Most of those ways can be avoided by instituting legislation for mandatory safety precautions. Why pick on motorcyclist?
jmorrison said that helmets don't affect insurance premiums. Which sounds reasonable considering that only 2% of registered vehicles are motorcycles. And studies have shown that quite a lot of riders dies in accidents. So, only a small percentage of a small percentage raise the cost of insurance.
Short version: if you ride a bike and get in an accident, do everyone a favor and die. Thanks.
But the government, rightly or not, is mandated to keep the deaths on the roads down. Which is why they force safety measures on drivers.
Picking on motorcyclists? You mean like making car drivers pay for seatbelts, airbags, and crumple zones? Or making truck drivers pay for all that, mudflaps, and underrun bars?
No one is picking on any specific subset of drivers. It's all in your head.
I wonder if he realizes that, in the greater scheme of things, our debate only matters to the people who are here? Hence the reputation reference I made.
I wonder if he thinks his opinion here is going to matter at the state capital or Washington?