Who is eligible for such exemptions?
You can be exempted from the requirement to buy health insurance ? and hence, from the penalty ? if you meet one of the following requirements:
?You are uninsured for less than three months of the year.
?You live illegally in the United States.
?You?re incarcerated, and not awaiting disposition.
?You?re a member of a recognized Indian tribe.
?Your income is officially deemed too low.
?The lowest-priced converge would cost more than 8 percent of your household income.
?You?re a member of a recognized religious sect with religious objections to insurance, including Social Security and Medicare.
?You?re a member of a recognized health-sharing ministry. (Note:
Christian Scientists do not currently qualify for the exemption.)
Healthcare.gov also provides a list of
hardship exemptions that qualify an individual for exemption.
This
flow chart from the Kaiser Family Foundation might help you determine if you need to buy health insurance.
The Religious Alternative To Obamacare's Individual Mandate : NPR
not hard to find a loophole.